Bison State Bank
Learn more
in our Bankrate review
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- Availability: All U.S. states
- Loans offered: Conventional, jumbo, FHA, VA, USDA, refinancing and more
- Credit requirements: 620 for conventional loans, 580 for FHA and VA loans
- Down payment minimum: 3% for conventional loans, 3.5% for FHA loans, none for VA loans and USDA loans
- Where to find: Branch locations and online
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Pros
- Customized online quote tool
- No origination or hidden fees
- Available nationwide
Cons
- Standard rate lock period is 30 days
- Not as many contact methods as other lenders
