Wells Fargo Rewards program guide

Saturday, March 22

InCapitalQuest

Wells Fargo Active Cash® Card

4.3

Learn More

in our Bankrate review

For people who want straightforward cash rewards, the Active Cash is one of the best cards available. It earns a flat rate of 2 percent cash rewards on all purchases and comes with a generous intro APR offer for its class. This card is the crown jewel of flat-rate cash rewards cards.
Pros

It has a reasonable welcome offer of earning a $200 cash rewards bonus after spending $500 within the first three months, which many may find easy to earn.

This card doesn’t charge an annual fee that could eat into your rewards.
Cons

It charges a 3 percent foreign currency conversion fee that can disappoint some travelers.

The intro balance transfer fee will jump from 3 percent to up to 5 percent after the first 120 days from account opening (min: $5).

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