Repayment plan | In-school monthly payment | After-graduation monthly payment | Total interest paid over life of loan | Total loan cost |
Deferred | $0 | $229 | $21,232 | $41,232 |
Flat rate | $25 | $219 | $20,506 | $40,506 |
Interest-only | $117 | $180 | $17,843 | $37,843 |
Full monthly | $180 | $180 | $12,358 | $32,358 |
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