Are credit cards that automatically reward your top spending categories a good deal?

The World of Hyatt Business Credit Card* earns up to 9X points on Hyatt hotel purchases (4X points, plus another 5X points as a World of Hyatt member). Additionally, this card offers an unlimited 2X points on cardholders’ top three eligible spending categories each quarter through Dec. 31, 2024, then drops to the top two categories afterward.

Eligible categories include:

• Dining
• Shipping
• Airline tickets purchased directly from airlines
• Local transit and commuting
• Social media and search engine advertising
• Car rental agencies
• Gas stations and internet, cable and phone services.

Eligible fitness club and gym memberships also earn 2X points, but all other eligible purchases earn 1X points.