| Card name | Best for | Highlights | Annual fee | Recommended credit score |
| Citi Double Cash® Card | Flat-rate cash back | 2% cash back on all purchases (1% when you buy, 1% when you pay) | $0 | 670–850 |
| Blue Cash Preferred® Card from American Express | Groceries and streaming services |
6% cash back on U.S. supermarkets (up to $6,000 per year, then 1%) 6% cash back on select U.S. streaming subscriptions 3% cash back at U.S. gas stations and transit services |
$0 intro annual fee for the first year, then $95. | Good to excellent |
| Wells Fargo Active Cash® Card | Cellphone bills | 2% cash rewards on purchases | $0 | 670–850 |
| Bank of America® Customized Cash Rewards Secured Credit Card* | Bad credit |
3% cash back in a category of your choosing 2% cash back at grocery stores and wholesale clubs (up to $2,500 in combined 2% and 3% category purchases, then 1%) |
$0 | No credit history |
Best credit cards for bills and utility payments
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