Best credit cards for travel insurance

Card name	Best for	Annual fee	Recommended credit score	Travel insurance benefits
Chase Sapphire Reserve®	Luxury travelers	$550	Excellent	Travel accident insurance (up to $1 million) Trip cancellation and interruption insurance (up to $10,000 per person, $20,000 per trip) Emergency evacuation and transportation coverage (up to $100,000) Trip delay reimbursement (up to $500) Lost luggage reimbursement (up to $3,000) Auto rental coverage (up to $75,000)
The Platinum Card® from American Express	Lounge visitors	$695	Excellent/Good	Travel accident insurance (up to $500,000) Trip cancellation and interruption insurance (up to $10,000 per trip, $20,000 per 12 months) Trip delay insurance (up to $500) Baggage insurance (up to $3,000) Car rental loss and damage insurance
Capital One Venture X Rewards Credit Card	Everyday use	$395	Excellent	Travel accident insurance (up to $1 million) Trip cancellation and interruption coverage (up to $2,000) Trip delay insurance (up to $500) Lost luggage reimbursement (up to $3,000) Auto rental collision damage waiver (up to the lesser of the car’s cash value or $75,000
Chase Sapphire Preferred® Card	Budget travelers	$95	Excellent/Good	Travel accident insurance (up to $500,000) Trip cancellation/interruption insurance (up to $10,000 per person, $20,000 per trip) Trip delay reimbursement (up to $500) Baggage delay insurance (up to $100 a day for 5 days) Lost luggage reimbursement (up to $3,000) Auto rental coverage (up to $60,000)

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