Alliant
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in our Bankrate review
Bankrate’s view
If you can’t qualify for a $100,000 loan with LightStream or SoFi, you may want to check out Alliant credit union. You’ll need to become a member to apply, but Alliant is one of the few lenders that offers a 12-month repayment term option — if you are able to afford the monthly payment.
Pros
- Autopay discount available
- No origination fees
- 24/7 customer service
Cons
- Must be an Alliant member
- No listed eligibility criteria
- Co-borrowers not accepted
