Alliant Credit Union
Learn more
in our Bankrate review
Bankrate’s view
Alliant Credit Union is an online-only credit union that offers personal loans to members across the country. It stands out against other lenders for its minimal fees and fast funding. Amounts go up to $100,000, but Alliant’s maximum repayment term is just five years, which could result in a high monthly payment on an $80,000 loan.
Pros
- Quick funding
- Wide range of loan amounts
- No origination fee
- Generous autopay discount (0.4 percentage points)
Cons
- Comparatively short repayment terms
- No joint borrowers
- Doesn’t disclose credit requirements
- No prequalification option
