Browsing: Banks

Key insight: Fintechs are threatening bank share of B2B commercial cards. What’s at stake: A market that totals more than $4 trillion. Forward look: Travel and fleet cards…

Former Federal Deposit Insurance Corp. Chair Sheila Bair argues that community banking in the U.S. is being slowly strangled by regulations that place heavier burdens on…

Key insight: Gen Z’s deposit shifts and nontraditional payments undermine traditional credit pathways.What’s at stake: Banks risk lost deposits and future lending revenue if they ignore…

Key insight: Traditional banks are urging the Office of the Comptroller of the Currency to take its time in reviewing national trust charter applications from crypto…

Key Insight: Due to both production and circulation issues, one-cent coins are suddenly much harder to come by, causing problems for cash businesses and their lenders.Supporting…

Key insights: Banks are by and large lowering interest rates on deposit accounts.Expert quote: “Until loan growth really comes back in a more significant way, what…

Key insight: A critical law that gave companies legal protection to share cyber threat information with each other and the government has expired.What’s at stake: Bankers…

As the issuance of stablecoins by businesses outside the financial industry expands, some of the products and services traditionally handled by banks might begin to migrate…

Key Insight: Financial institutions face a tight Dec. 5 compliance deadline to identify and remediate people and companies that had accounts shut. What’s at Stake: Bankers are…

 What’s at stake: Mortgages requiring federal flood insurance will be more difficult to close during the shutdown, among other impacts. Expert quote: For “financial services broadly, banks…