Browsing: Banks

Instead of wasting time fighting against stablecoin yields, perhaps it’s time for banks to accept that change is inevitable and focus on adapting to remain competitive,…

As tokenization increasingly brings instant settlement to transactions, the liquidity buffer that batch settlement has provided for decades is going to shrink and then disappear, writes…

American Banker’s 2026 State of Open Finance Adoption Report Application programming interfaces, protocols that let software applications communicate with or share data with each other, are…

Key insight: The use of AI to screen job candidates, a common practice among banks and other companies, is under fire for silently blacklisting qualified candidates.What’s…

Key insights: FIS has completed its purchase of Global Payments’ card-issuing tech unit, while selling its merchant tech division to Global Payments. What’s at stake: FIS is…

Key insight: General Motors and Ford Motor Company received approval for industrial bank charters from the Federal Deposit Insurance Corp. on Thursday.Expert quote: “The issue of…

Key insight: Unlike the U.S. focus on tabletop exercises, U.K. regulators mandate live-fire attacks on actual bank systems to uncover real-world weaknesses.Expert quote: “This year, our…

Federal efforts to push rates lower have helped boost mortgage production, but they are also creating headwinds for servicing that are starting to show up in…

Transcript:Penny Crosman (00:03):Welcome to the American Banker Podcast. I’m Penny Crosman. Accenture has come out with its top banking trends for 2026 report. And we’re here…

A significant majority of Americans are now living lives of permanent financial stress, and debt delinquency is on the rise. For bankers, that’s a recipe for…