Browsing: community

Key insight: A community bank that recently ended a program offering SBA loans of up to $150,000 is facing scrutiny from the Office of the Comptroller…

There are plenty of ways that lawmakers could help community bankers. Raising federal deposit insurance limits by a factor of 40 isn’t one of them, writes…

Key insight: Small business is a segment where community banks can take more market share, according to the chief retail officer at Webster Five, a community…

What’s at stake: Park National Corp. has agreed to pay $317 million in stock for First Citizens Bancshares in Dyersburg, Tennessee.Expert Quote:  “We’ve long seen Tennessee…

What’s at stake: Farmers National Banc Corp. in Canfield, Ohio, expects to accelerate its growth in the attractive Columbus marketplace with a $299 million, all-stock acquisition…

Key insight: The deal would give Bloomington, Illinois-based HBT Financial a bigger share in Midwestern markets where it already operates.What’s at stake: The proposed merger is…

Former Federal Deposit Insurance Corp. Chair Sheila Bair argues that community banking in the U.S. is being slowly strangled by regulations that place heavier burdens on…

Expert quote: “Some of the regulations that we were really concerned about have been put on hold,” one Utah banker said.Supporting data: Community bankers said in…

Key insight: The Office of the Comptroller of the Currency is paring down nearly all community bank regulatory measures not required by law, leaving it up…

There is conclusive evidence that stablecoin adoption does not lead to deposit runoff at community banks. This should give bankers the confidence to grow their businesses…