Browsing: credit

Key insight: Two small but profitable community banks opted to sell themselves to larger credit unions. Expert quote: “The deal flow I see on my desk, the…

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Expert quote: “Credit unions are no longer the small players people once assumed,” said Citadel Chief Commercial Banking Officer Thomas Sebok. Key insight: Ongoing consolidation in the…

Key insight: A university credit union’s acquisition accelerates its embedded family banking product strategy.Expert quote: Reseda CTO Ben Maxim says Tandem can serve cohabiting students, siblings…

Social media has been abuzz lately with news that Fannie Mae no longer requires a minimum credit score.Traditionally, both Fannie Mae and Freddie Mac required a…

Key insight: Experian combines credit, cashflow, trended, and alternative data into one underwriting score.Expert quote: Experian’s Scott Brown suggests the model lets lenders “say yes” more…

At a recent event, I had the opportunity to work closely with a group of first-generation professionals. Many of them were building careers, navigating new industries,…

Mission Lane is a financial technology company (aka “fintech”) that offers three credit cards for varying credit profiles. Regardless of where you are in your credit…

Maintaining a healthy financial life starts with understanding what lenders see when they review your credit history. That information comes from your credit report, not your…

As air travel cancellations and delays mount during the government shutdown, affected travelers will want to consider all their avenues for recourse — including the credit…