Browsing: credit

Key insight: Regional bank CEOs on Friday sought to ease the concerns of investors who’ve grown jittery about banks’ credit quality after the disclosure of certain…

Despite worries over bad loans at midsize U.S. banks, there’s little evidence of a systemic problem, according to a senior analyst at Moody’s Ratings.Marc Pinto, the…

Key insight: Regional bank stocks were punished in the markets on Thursday as investors got skittish over credit quality.Supporting data: The KBW Nasdaq Regional Banking Index…

Americans may feel somewhat removed from the Federal Reserve, but the central bank’s moves have a ripple effect on many types of consumer products, most notably…

Many people wonder whether they need good credit to qualify for a debt consolidation loan. The reality is more nuanced. Stronger credit may open the door…

Debt can feel overwhelming, especially when you’re juggling multiple payments with high interest rates. For some people, a debt consolidation loan may seem like a way…

Key insight: Gen Z’s deposit shifts and nontraditional payments undermine traditional credit pathways.What’s at stake: Banks risk lost deposits and future lending revenue if they ignore…

Key insight: Identity theft victims who file extended fraud alerts often experience significant and persistent improvements in their credit profiles, becoming more creditworthy.What’s at stake: U.S.…

If you’re carrying a balance on your credit card, you certainly aren’t the only one. In fact, 46% of credit card users carried a balance for…

Key insights: CardWorks subsidiary Merrick Bank relaunched the Ollo Credit Card, a portfolio it acquired from Ally Financial at the beginning of 2025. What’s at stake: The…