Browsing: FDIC

Key insight: Plaid’s new hire signals strategic regulatory engagement with banks and policymakers.Expert quote: McWilliams argues that technology strengthens the financial system and broadens consumer choice.Forward…

Key insight: Under Chair Travis Hill, the FDIC has undergone a sweeping deregulatory and institutional reset, rolling back Biden-era rules, accelerating mergers and charters, embracing fintech and…

Key insight: Travis Hill was confirmed by the Senate as part of an en blanc nominations package Thursday night. Forward look: Hill is expected to continue tailoring…

The Federal Deposit Insurance Corporation on Tuesday approved a deposit insurance application for Erebor Bank, a de novo national bank founded by Palmer Luckey, founder of…

Key insight: The Office of the Comptroller of the Currency and Federal Deposit Insurance Corp. rescinded a 2013 interagency leveraged lending guidance, but left the door…

Proposed increases to deposit insurance coverage would be a giveaway to large banks and wealthy depositors, writes Ken Thomas.Nathan Howard/Bloomberg Some bankers apparently think the “c”…

Key insight: Two Senate Democrats are calling for a moratorium on Industrial Loan Company charter approvals until Congress can pass a law defining ILCs as banks…

Congress can and should enact meaningful deposit insurance reform, but the current proposal before lawmakers is misguided, writes Christopher Williston, of the Independent Bankers Association of…

Amanda Andrade-Rhoades/Bloomberg U.S. banks reported slightly weaker earnings in the second quarter of 2025 as rising provision expenses from the Capital One-Discover merger in June weighed…

FDIC insurance limits and how to insure excess deposit Source link