Browsing: FERS

The United States Postal Service (USPS) Thursday informed the Office of Personnel Management (OPM)  that it plans to temporarily suspend its employer’s contributions for the defined…

MRA+10 is one of the most misunderstood, and potentially costly, retirement decisions you can make. While it allows you to leave earlier, it can permanently reduce…

  When federal employees are trying to choose a time in their life to retire, there is often some confusion because there are so many factors…

The retiree annuity supplement (RAS) is a monthly retirement benefit paid to those FERS employees who retire from federal service before age 62 under the FERS…

If eligible, a retiring CSRS or FERS employee may elect to receive the alternative form of a CSRS or FERS annuity (AFA). A retiring employee who…

A recent  column (“How CSRS and FERS Retirement Annuities Are Taxed”) discusses how CSRS and FERS non-disability retirement annuities are federally taxed. In accordance with the…

Both CSRS/CSRS Offset and FERS employees contribute to their respective retirement systems via payroll deduction. Each pay date, a portion of the employee’s after-tax salary is…

A review of the various factors that go into choosing an ideal date to retire from federal service PENSION: how to have no gap between being…

The government shutdown is delaying the announcement for the 2026 federal retiree cost-of-living adjustment which affects those retired under the Civil Service Retirement System (CSRS) and…

What happens when a FERS employee wishes to retire prior to meeting all of the full eligibility requirements? In this article, I’ll share how a FERS…