Browsing: homebuyers

By Allison Jones The Ontario government had previously signalled that if the federal government removed its portion of the harmonized sales tax for first-time homebuyers, the…

Loan type Down payment minimum Credit score minimum Debt-to-income (DTI) ratio maximum Conventional loan 3% 620 45% FHA loan 3.5% 580* 50% VA loan 0% Usually…

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On a campaign stop in Port Moody, B.C., this weekend, Singh unveiled a plan to offer low-interest, fixed-term mortgages directly backed by the federal government. The…

The government was forced to hand down its fiscal plan when it was unable to call the 2025 election earlier this month, meaning this year’s budget…

One of the biggest hurdles for many first-time homebuyers is getting that down payment together. We understand, especially if you’re trying to scrape together 20% of…

One of the obstacles that keeps first-time homebuyers out of the housing market is the misconception that they need to have a 20% down payment.

Department of Housing and Urban DevelopmentSource: Department of Housing and Urban DevelopmentTens of thousands of federal workers have lost their jobs in recent weeks as the…

You’ve decided you want to buy a home. You are ready to look at listings, view the next open house, and pick your favorite paint colors—but…

monkeybusinessimages | GettyThere are signs that the housing market is swinging to favor buyers. However, renewed worries about the economy are holding some buyers back.On the…