Browsing: Lending

The era of borrowers being able to shift assets into subsidiaries outside the reach of creditors is ending, as AI enables lenders to identify and preemptively…

Live Oak Bank, a Wilmington, North Carolina bank that lends to small businesses, used to turn down requests for loans of less than $350,000, because of…

FHFA Director Bill Pulte should direct the agency to examine credit scoring models based on cash flow as a complement to existing systems, writes Martin Kleinbard,…

While 2024 was a slow year for borrower demand — as election-related uncertainty and high interest rates put pressure on lenders’ commercial clients — the top-performing…

 The Consumer Financial Protection Bureau is extending the compliance dates of the small business lending rule by roughly a year, citing ongoing litigation and financial benefits…

Acting Comptroller of the Currency Rodney HoodBloomberg News WASHINGTON — Acting Comptroller of the Currency Rodney Hood confirmed that the Trump administration plans to revise capital…

A new report found that the typical monthly payment to borrow $50,000 via a home equity line of credit (HELOC) has dropped by about $100 since…

During a panel discussion at the 2025 Expo hosted by the Canadian Alternative Mortgage Lenders Association (CAMLA), industry experts agreed brokers specializing in alternative and private…

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The volume of multi-unit residential properties financed through insured loans jumped nearly 75% in the first nine months of 2024 compared to the same period in…