Browsing: mortgage

One of the biggest stories of the past few years has been mortgage rates.Everyone has been obsessed with mortgage rates, having seen them rise from all-time…

About a year ago, I predicted that the 30-year fixed would fall to 5.875% by the fourth quarter of 2025.It didn’t quite get there, at least…

Yes, mortgage interest rates are higher today, but only by a little. The average interest rate on a 30-year, fixed-rate mortgage rose to 6.01%. This is…

In case you’re unaware, mortgage lenders pull a tri-merge credit report when you apply for a mortgage, whether it’s for a home purchase or a refinance.The…

I already compiled and posted my annual list of 2026 mortgage rate predictions.But one more mortgage rate prediction just dropped, and it’s a doozy.Yes, I’m being…

One of the biggest potential movers for mortgage rates is the monthly jobs report.However, the one released today was a little weird because it arrived on…

Hard to believe it’s that time of the year again, but here we are in mid-December. Who’s ready for the 2026 mortgage rate predictions?Ready or not,…

It’s been a weird few weeks for mortgage rates.The 30-year fixed rose about a quarter-percent going into the Fed’s latest cut, driven by hawkish sentiment.In short,…

A reader just told me that he was able to get a client approved for a refinance with a sub-500 FICO score.And this is a conforming…

Lately, there’s been a funny thing where the Fed gets together, decides to cut rates, and then mortgage rates jump.It has confused a lot of people…