Browsing: mortgage

FHFA Director Bill Pulte should direct the agency to examine credit scoring models based on cash flow as a complement to existing systems, writes Martin Kleinbard,…

When you hear the phrase “second mortgage,” a negative connotation likely comes to mind.Back in the day, the presence of an additional loan meant you had…

While it’s a difficult concept to wrap one’s head around, it is possible to see lower mortgage rates and slowing home price appreciation.Most people tend to…

Ever since mortgage rates surged from their record lows in early 2022, economists have been attempting to figure out what specific rate would get the housing…

Once again, there have been reports of President Trump threatening to fire Fed Chair Jerome Powell.But like the last time this happened, Trump has denied that…

While adjustable-rate mortgages are mostly a thing of the past, homeowners are still receiving notices about monthly payment increases.But how is this possible if your typical…

What a difference a month makes. Mortgage rates were close to eight month lows about two weeks ago.Today? They’re only 17 basis points (0.17%) away from…

Another big tie-up has been announced in the mortgage space, this time between the nation’s top mortgage lender and a credit card company.Bilt announced that is…

You’ve heard the news. FHFA Director Bill Pulte has ordered Fannie Mae and Freddie Mac to begin accepting VantageScore credit scores immediately.The notice was informal, and…

A growing number of Canadian households are feeling the pinch from mortgage renewals, but the overall pressure on the system may not be as dire as…