Browsing: PaymentsSource

Key insight: Bilt and Affirm are developing products as political pressure mounts on bank-issued credit cards.What’s at stake: Consumers who get shut out of credit cards…

Key insights: Klarna has added peer-to-peer transfers. What’s at stake: Best known in the U.S. as a buy now/pay later lender, Klarna is diversifying its product mix…

Key insight: Checkout.com’s Georgia MALPB charter enables direct U.S. merchant-acquiring operations.Expert quote: Klaros Group’s Michele Alt says that state alternative charters help solve the fintech–bank charter…

Key insights: Trump has proposed a 10% cap on credit card interest rates. What’s at stake: The move follows other attempts to regulate credit card fees. Forward look:…

American Banker’s 2026 Predictions Report Fraud boomed across the financial services industry in 2025 as new AI tools empowered bad actors to prey on vulnerable bank…

Key insights: Banks are keenly aware of digital assets, and some are testing and building products; but most are just talking about the nascent technology. What’s at…

Key insights: Google unveiled the Universal Commerce Protocol at the National Retail Federation’s annual conference in New York on Sunday. What’s at stake: The Universal Commerce Protocol,…

Key insights: The earned wage access market is getting more competition from new fintechs.  What’s at stake: Most of these transactions involved bank accounts, creating a need…

Key insights: JPMorganChase is taking over the Apple Card from Goldman Sachs.What’s at stake: The deal ends more than a year of speculation about which credit…

Key insights: Euronet is buying CrediaBank’s merchant acquiring unit, Lloyds is set to shutter its invoice financing business and an industry group is calling for increased…