Browsing: regulatory

Too often, small fintechs working to bring innovative technology online in the U.S. determine that they would be better off overseas. Regulators should copy existing “sandbox”…

Existing law already provides the tools that would allow an across-the-board upgrade in digital identity verification, with benefits to banks and consumers alike. Regulators are the…

Key insight: Gould argued the OCC can only ensure fair oversight by admitting qualified fintechs and crypto firms through national trust charters, saying regulation outside the…

Key insight: A community bank that recently ended a program offering SBA loans of up to $150,000 is facing scrutiny from the Office of the Comptroller…

Key Insight: KeyCorp CEO Chris Gorman welcomed the Trump administration’s deregulation of the banking industry.Expert Quote: “I’ve been really pleased with what has been a pretty…

Former Federal Deposit Insurance Corp. Chair Sheila Bair argues that community banking in the U.S. is being slowly strangled by regulations that place heavier burdens on…

Key insight: The Supreme Court granted certiorari in Slaughter v. Trump, a case challenging the president’s removal of a Federal Trade Commission member earlier this year.Expert…

The idea of regulatory independence has been central to banking policy for decades but has also been declining steadily for years. The Trump administration’s assertions of…

The Office of the Comptroller of the Currency this week issued a notice announcing it will comply with a recent executive order aimed at curbing overcriminalization…

Audit Envelope Are You Prepared on white paper an yellow envelope holding by human handsgetty The Trump administration and congressional Republicans seem intent on peeling back…