| Loan type | Down payment minimum | Credit score minimum | Debt-to-income (DTI) ratio maximum |
|---|---|---|---|
| Conventional loan | 3% | 620 | 45% |
| FHA loan | 3.5% | 580* | 50% |
| VA loan | 0% | Usually 620 | 41% |
| USDA loan | 0% | Usually 640 | 41% |
| *can be 500 with a 10% down payment |
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Our finance blog is your go-to resource for expert financial advice, covering everything from personal budgeting and saving strategies to smart investing and market analysis. Stay updated with the latest trends, tips, and insights to help you make informed decisions and achieve financial success.
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© 2025 incapitalquest.com – All rights reserved.